B.Tech, Electrical Engineering, IIT Bombay in 1970. Master of Science degree in finance and economics from the Sloan School of the Massachusetts Institute of Technology in 1972. Senior Advisor with New Silk Route Partners LLC. Formerly Senior Vice Chairman of Citigroup Inc., and after a 32-year global career in the company, retired in January 2005. Donated $3 million to IIT Bombay Heritage Fund, in 2007, for building a world class convention centre (VMCC).